The CedraTek Platform
Cedratech’s own modular digital-finance platform — a three-layer trust architecture with specialized solution modules that together cover consent, connectivity, and value across the open-finance value chain.
One platform, purpose-built layers
CedraTek turns the building blocks of modern digital finance into shared, standards-based infrastructure. It joins data holders and data users through a neutral trust layer that validates consent and routes encrypted data — without viewing or storing the content it moves — while native modules add wealth, intelligence, and core-banking capability on the same foundation.
The Three-Layer Architecture
CxTek — Governance & Rulebook Engine
The rulebook made executable: scheme rules, participant tiers, policies, and controls expressed as logic the platform enforces automatically.
RzTek — Trust & Connectivity Layer
The trust machinery — consent management, participant directory, certification, risk, dispute, and supervisory observability.
RxTek — Experience Layer
Everything participants, consumers, and supervisors touch: participant portals, consumer consent dashboards, and read-only supervisory consoles.
Solution Modules
IxTek — CedraInvest
A white-label wealth and investment layer — global stocks, ETFs, sukuk, gold, and a regulated crypto sleeve — delivered inside a wallet or banking app.
AxTek — Agentic AI
Governed AI agents for operations — anomaly triage, consent-pattern analytics, participant-support copilots, and supervisory query — under a bounded-autonomy model.
CbxTek — Core Banking
Modern core banking, available standalone or embedded, for Tier 2–3 banks and EMIs modernizing their stack while joining the ecosystem.